@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/poppins-regular.woff2') format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/poppins-medium.woff2') format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/poppins-semibold.woff2') format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url('/assets/fonts/poppins-bold.woff2') format('woff2')}
@font-face{font-family:'Poppins';font-style:normal;font-weight:800;font-display:swap;src:url('/assets/fonts/poppins-extrabold.woff2') format('woff2')}

body{margin:0}
a{color:#137FBB}a:hover{color:#18284F}
.pl{font-family:'Poppins',system-ui,sans-serif;color:#2E3B55;background:#fff;line-height:1.65;font-size:16px}
.pl h1,.pl h2,.pl h3{color:#18284F}.pl h1,.pl h2{font-weight:800 !important;letter-spacing:-.01em}
.pl .dark h1,.pl .dark h2,.pl .dark h3,.pl .dark h4{color:#fff}
.pl .dark p{color:#d5deeb}
.pl h1,.pl h2,.pl h3,.pl .btn,.pl .eyebrow,.pl .num,.pl summary{font-family:'Poppins',system-ui,sans-serif}
.wrap{max-width:1240px;margin:0 auto;padding:0 32px;box-sizing:border-box}
.dark > .wrap,section > .wrap{position:relative;z-index:1}
.dots{z-index:0}
.pl .dark a:not(.btn):not([style*="color"]){color:#7fd3ec}
.btn{display:inline-flex;align-items:center;gap:10px;min-height:48px;padding:0 26px;border-radius:999px;font-weight:700;font-size:16px;text-decoration:none}
.btn.cy{padding-right:8px}
.btn.cy::after{content:'→';display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:#fff;color:#16A3CA;font-weight:800;margin-left:6px}
.btn:hover{filter:brightness(1.05)}
.eyebrow{display:inline-block;align-self:flex-start;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#fff !important;background:#16A3CA;padding:5px 18px;clip-path:polygon(9px 0,100% 0,calc(100% - 9px) 100%,0 100%)}
.tile{background:#18284F;color:#fff;clip-path:polygon(14px 0,100% 0,calc(100% - 14px) 100%,0 100%);padding:18px 30px}
.tile .num{color:#16A3CA !important}
.dots{position:absolute;pointer-events:none;background-image:radial-gradient(rgba(22,163,202,.35) 1.7px,transparent 1.8px);background-size:16px 16px}
.slant{clip-path:polygon(0 0,100% 0,calc(100% - 40px) 100%,0 100%);padding-right:64px !important}
.ph{border:2px dashed #9fb4cf;background:#EEF5FA;border-radius:18px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;color:#5A6880;padding:20px;box-sizing:border-box;gap:6px}
.ph b{font-family:'Poppins',sans-serif;font-size:15px;color:#18284F}
.ph span{font-size:13px;max-width:300px}
.grid4{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.grid4x{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:24px}
.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px}
.tl{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;list-style:none;margin:0;padding:0}
.tl li{position:relative;padding-top:72px;display:flex;flex-direction:column;gap:8px}
.tl li::before{content:"";position:absolute;top:24px;left:0;right:-24px;height:4px;background:#D5E3EE}
.tl li:last-child::before{right:0}
.tl li::after{content:"";position:absolute;top:24px;left:0;width:56px;height:4px;background:#16A3CA}
.tl .tn{position:absolute;top:0;left:0;width:52px;height:52px;border-radius:50%;background:#18284F;color:#fff;display:flex;align-items:center;justify-content:center;font-family:Poppins,sans-serif;font-weight:800;font-size:20px;z-index:1;box-shadow:0 0 0 6px #fff}
.tl .tt{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#137FBB}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(380px,1fr));gap:64px;align-items:center}
.card{background:#fff;border:1px solid #D5E3EE;border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:12px}
.chk{display:flex;gap:12px;align-items:flex-start}
.nav{display:flex;gap:22px;align-items:center;height:120px}
.nav > a,.dd > a,.hphone,header .btn{white-space:nowrap}
.nav > a,.dd > a{color:#18284F;text-decoration:none;font-weight:500;font-size:15px}
.nav > a:hover,.dd > a:hover{color:#137FBB}
.dd{position:relative;height:120px;display:flex;align-items:center}
.menu{display:none;position:absolute;top:112px;left:-18px;background:#fff;border:1px solid #D5E3EE;border-radius:16px;padding:10px;min-width:290px;box-shadow:0 14px 34px rgba(22,40,80,.14);flex-direction:column}
.dd:hover .menu,.dd:focus-within .menu{display:flex}
.menu a{padding:10px 14px;border-radius:10px;color:#18284F;text-decoration:none;font-weight:600;font-size:15px}
.menu a:hover{background:#EEF5FA}
.menu small{display:block;color:#5A6880;font-weight:400;font-size:13px}
.menu.wide{flex-direction:row;gap:8px;min-width:580px}
.dd:hover .menu.wide,.dd:focus-within .menu.wide{display:flex}
.mcol{display:flex;flex-direction:column;flex:1}
.mhead{font-family:'Poppins',sans-serif;font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#137FBB;padding:8px 14px 4px}
.msub{display:block;border-bottom:1px solid #eef2f7}
.msub summary{list-style:none;cursor:pointer;padding:14px 0;font-weight:600;display:flex;justify-content:space-between;align-items:center;min-height:48px;box-sizing:border-box}
.msub[open] summary{color:#137FBB}
.msub[open] summary::after{transform:rotate(180deg)}
.msub a{display:block !important;padding:11px 0 11px 16px !important;border-bottom:0 !important;font-weight:500;font-size:15px;color:#2E3B55 !important}
.msub .mhead{display:block;padding:12px 0 4px 16px}
.msub > :last-child{margin-bottom:10px}
.msub summary::-webkit-details-marker{display:none}
.msub summary::after{content:'▾';display:inline-block;transition:transform .2s}
.mpanel{max-height:calc(100vh - 72px);overflow-y:auto;box-shadow:0 18px 30px rgba(24,40,79,.15);z-index:20}
.mpanel > a{display:block;padding:14px 0 !important;font-weight:600;min-height:48px;box-sizing:border-box}
.mnav{display:none}
.mnav summary{list-style:none;cursor:pointer;min-height:44px;display:flex;align-items:center;font-weight:600}
.mnav summary::-webkit-details-marker{display:none}
.mpanel{position:absolute;left:0;right:0;top:120px;background:#fff;border-bottom:1px solid #D5E3EE;padding:12px 20px 20px;display:flex;flex-direction:column}
.mpanel a{padding:10px 0;color:#18284F;text-decoration:none;font-weight:500;border-bottom:1px solid #eef2f7}
.crumb{font-size:14px;color:#c3d1e6}.crumb a{color:#c3d1e6}
.tblbox{overflow-x:auto;border:1px solid #D5E3EE;border-radius:18px;background:#fff}
.tbl{width:100%;border-collapse:collapse;min-width:640px}
.tbl th,.tbl td{text-align:left;padding:14px 16px;border-bottom:1px solid #e3e9f2;vertical-align:top;font-size:16px}
.tbl th{font-family:'Poppins',sans-serif;font-size:14px;background:#EEF5FA}
.tbl thead th{background:#18284F;color:#fff}
.tbl tbody tr:nth-child(even) td,.tbl tbody tr:nth-child(even) th{background:#EEF5FA}
.tbl tr:last-child td{border-bottom:0}
.step{display:flex;flex-direction:column;gap:10px}
.step .n{width:44px;height:44px;border-radius:50%;background:#16A3CA;color:#18284F;display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-weight:700}
details.fq{border-bottom:1px solid #D5E3EE;padding:20px 0}
details.fq summary{cursor:pointer;font-weight:600;font-size:18px;list-style:none;display:flex;justify-content:space-between;gap:16px}
details.fq summary::-webkit-details-marker{display:none}
.legal h2{font-size:24px !important;margin:36px 0 8px !important}
.legal p{margin:0 0 12px;color:#5A6880}
.hl{background:#fff3c4;padding:0 4px;border-radius:4px;color:#18284F}
@media (max-width:1600px){.hphone{display:none !important}}
@media (max-width:1250px){.nav{display:none !important}.mnav{display:block}}
.pl{overflow-x:clip}
.rv{opacity:0;transform:translateY(22px);transition:opacity .65s ease,transform .65s ease}
.rv.in{opacity:1;transform:none}
.card,.tile{transition:transform .25s ease,box-shadow .25s ease,opacity .65s ease}
.card.in:hover,.card:not(.rv):hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(24,40,79,.10)}
.btn.cy::after{transition:transform .2s ease}
.btn.cy:hover::after{transform:translateX(4px)}
@media (prefers-reduced-motion: reduce){.rv{opacity:1 !important;transform:none !important;transition:none !important}.card:hover{transform:none}}
header{transition:transform .3s ease}
.hdr-hidden header{transform:translateY(-100%)}
nav[aria-label="Buchstaben"]{transition:top .3s ease}
.hdr-hidden nav[aria-label="Buchstaben"]{top:0 !important}
.split > *,.grid3 > *,.grid4 > *,.grid4x > *,.fgrid > *,.tl > li{min-width:0}
@media (max-width:760px){.deco{display:none}.pl .tiles{grid-template-columns:1fr 1fr !important;gap:10px !important}.tiles .tile{min-height:0 !important;padding:14px 18px !important;clip-path:polygon(8px 0,100% 0,calc(100% - 8px) 100%,0 100%)}.pl .tiles .tile .num{font-size:17px !important;hyphens:auto;-webkit-hyphens:auto}#start{padding-bottom:0 !important}.tiles .tile div:last-child{font-size:13px;line-height:1.35}.grid3,.grid4,.grid4x,.fgrid,.split{grid-template-columns:1fr !important}.pl{font-size:16px}section{padding-top:64px !important;padding-bottom:64px !important}header .wrap{height:72px !important;gap:12px !important}header img{height:46px !important}header .btn{display:none !important}.mpanel{top:72px !important}.pl nav[aria-label="Buchstaben"]{top:72px !important}.dd{height:72px}.tile{padding:16px 24px}.tile .num{font-size:26px !important}.card{padding:22px}.pl h3{font-size:19px !important}.tl li{padding-left:72px}.btn{min-height:48px}.pl p{font-size:16px !important}.tl{grid-template-columns:1fr;gap:0}.tl li{padding:0 0 32px 76px}.tl li::before{top:0;bottom:0;left:24px;right:auto;width:4px;height:auto}.tl li:last-child::before{display:none}.tl li::after{display:none}.split{grid-template-columns:1fr;gap:36px}.pl h1{font-size:38px !important}.pl h2{font-size:30px !important}.wrap{padding:0 20px}}

.ph-real{border-radius:18px;overflow:hidden}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.srch{position:relative;width:44px;height:44px}
.srch-btn{width:44px;height:44px;border-radius:50%;border:2px solid #D5E3EE;background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;padding:0}
.srch-panel{position:absolute;right:0;top:54px;width:min(420px,92vw);background:#fff;border:1px solid #D5E3EE;border-radius:16px;padding:14px;box-sizing:border-box;z-index:50;display:none;flex-direction:column;gap:10px;box-shadow:0 18px 30px rgba(24,40,79,.15)}
.srch.open .srch-panel{display:flex}
.srch-res a{display:flex;flex-direction:column;gap:2px;padding:10px 8px;border-bottom:1px solid #EEF5FA;text-decoration:none;border-radius:8px}
.srch-res a:hover{background:#EEF5FA}
.chip{min-height:44px;padding:0 16px;border-radius:999px;font:inherit;font-weight:600;font-size:15px;cursor:pointer;background:#fff;color:#18284F;border:2px solid #c8d4e4}
.chip[aria-pressed="true"]{background:#18284F;color:#fff;border-color:#18284F}
.notice{padding:16px 20px;border-radius:14px;background:#e0f4ea;color:#145c38;font-weight:600}